Privacy Policy

Last updated: 11 July 2026

The short version: Your bank statement goes in, the roast comes out, and the file is gone. We never store your financial documents, we don't ask for bank logins, and you don't need an account. This page explains the details.

BROKE ("the app", "we", "us") is operated by Mullane Holdings Pty Ltd. This policy explains what data the app handles when you use it, why, and what we do — and don't — keep.

What you upload

To generate a roast, you choose a bank statement — a PDF or a screenshot/photo — from your device. The file is sent securely (over encrypted HTTPS) to our processing service, which passes it to our AI provider (OpenAI) to read the transactions and write the roast lines that come back to your screen.

We do not store your statement. The uploaded file is used only to generate that roast in the moment and is not retained on our servers afterwards. We do not build a profile of your finances, and we never sell or share your financial data.

Our AI provider processes the file to produce the roast. It does not use data submitted through our API to train its models. We only send what's needed to generate your roast.

What stays on your device

Your generated roasts and app preferences (such as your chosen heat level) are stored locally on your device so the app works between sessions. This data lives on your phone, not on our servers, and is removed if you delete the app.

Purchases

If you buy a BROKE upgrade or unlock, the purchase is handled by Apple and by our payments partner RevenueCat, which manages your purchase status. We receive an anonymous identifier and your entitlement status (whether you've purchased) — never your card details, which are handled entirely by Apple.

Notifications

If you allow notifications, we use them only to send occasional prompts to come back and get roasted. You can turn these off any time in your device settings.

Data we don't collect

No account, email, or password is required to use the app.
No bank logins or banking credentials — you upload a file, that's it.
No selling or sharing of your personal or financial information.

Children

BROKE is intended for a general audience aged 12 and over and is not directed at children under 13. We do not knowingly collect personal information from children under 13.

Your choices

Because roasts and settings are stored locally, you can clear them by deleting the app. If you have any question about your data or want to make a request, email us at angus@gobroke.app.

Changes to this policy

If we change how the app handles data, we'll update this page and change the "last updated" date above.

Contact

Mullane Holdings Pty Ltd
angus@gobroke.app